Katherine ClarkDon't pay that first medical bill. Episode 2 of the Fredrick Insurance Brokers Podcast: how to read an EOB, spot CPT and ICD coding errors, negotiate surprise charges, and build the paper trail that protects you — Texan to Texan from Denton, TX.
John FredrickPremium isn't the real cost. Episode 9 of the Fredrick Insurance Brokers Podcast: a real $42,000 appendectomy case study, why self-pay prices drop 30–70%, and how indemnity benefits can turn a medical emergency into a manageable outcome.
Katherine ClarkTake back the pen that writes your medical bill. Episode 7 of the Fredrick Insurance Brokers Podcast: refuse auto-billing, demand CPT codes, file your own claim, and cap your exposure before signing any consent form. Texan to Texan.
Katherine ClarkCoverage is a strategy, not a product. Episode 6 of the Fredrick Insurance Brokers Podcast: why independent brokers beat captive agents and online algorithms, how HMO vs PPO actually plays out, and how to switch plans without chaos.
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